Can I Afford an Investment Property?
Get a quick estimate of your borrowing capacity using APRA serviceability rules. Three inputs, instant results, completely free.
Before tax, all earners combined
Total cash available for deposit
Rent, food, transport, subscriptions, etc.
This quick estimate assumes no existing debts (HECS, credit cards, car loans). For a more accurate result that factors in your complete financial picture, take the full assessment.
Important: This calculator provides general information only and does not constitute personal financial advice. Borrowing capacity estimates are based on simplified assumptions using APRA serviceability assessment methodology with a 3% interest rate buffer. Your actual borrowing capacity will depend on your complete financial situation, credit history, and individual lender policies. All figures are estimates only. Consult a licensed mortgage broker or financial adviser before making property investment decisions.