Stamp duty guide — New South Wales
Stamp Duty in New South Wales (2026)
Transfer-duty rates for New South Wales, calculated on real purchase prices. General and first-home-buyer duty, concession thresholds, and the foreign surcharge — sourced from the Revenue NSW schedule reviewed 2026-07-09. General information, not advice.
Stamp duty on a $750,000 property
General duty
$27,937
First-home buyer duty
$0
established-home basis
Concessions & surcharges in New South Wales
- FHB full-exemption cap
- $800,000
- Foreign purchaser surcharge
- 9%
Nil duty up to this value; tapers to full duty by $1,000,000.
On $750,000 ≈ $67,500 extra.
FHBAS: nil duty ≤$800k, concessional $800,001–$1,000,000; new and established homes treated the same since 1 Jul 2023.
General stamp duty by purchase price
Investor / non-concessional (transfer) duty on a range of purchase prices in New South Wales:
| Purchase price | Transfer duty |
|---|---|
| $400,000 | $12,187 |
| $500,000 | $16,687 |
| $600,000 | $21,187 |
| $750,000 | $27,937 |
| $1,000,000 | $39,187 |
First-home-buyer duty by purchase price
Duty for an eligible first-home buyer (established-home basis) on the same purchase prices:
| Purchase price | FHB duty |
|---|---|
| $400,000 | $0 |
| $500,000 | $0 |
| $600,000 | $0 |
| $750,000 | $0 |
| $1,000,000 | $39,187 |
Stamp duty by state
Compare the rate tables across Australia:
Related guides
- Property Investment Deposit Guide — the 20% rule, LMI trade-offs, and how stamp duty feeds into the cash you need.
- First Home Builder — work backwards from a purchase price to your deposit runway and the schemes that may help.
- How Much Can I Borrow? — stamp duty is part of the cost; see the borrowing side too.
See what your budget actually reaches
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Start the free questionnaireFAQ — stamp duty in New South Wales
How much is stamp duty in New South Wales?
On a $750,000 property in New South Wales, the general (investor / non-concessional) duty is $27,937; for an eligible first-home buyer it is $0 (established-home basis, per the Revenue NSW schedule reviewed 2026-07-09). Both figures are computed from the state's marginal bracket table — see the full breakdown by purchase price below.
Who qualifies for the first-home-buyer duty concession in New South Wales?
An eligible first-home buyer pays nil duty on an established home up to $800,000, tapering to full duty by $1,000,000. FHBAS: nil duty ≤$800k, concessional $800,001–$1,000,000; new and established homes treated the same since 1 Jul 2023.
Does New South Wales charge a foreign purchaser surcharge?
New South Wales adds a 9% foreign purchaser surcharge on top of general duty — on a $750,000 property that is roughly $67,500 in addition to transfer duty. Rates and exemptions change; verify against the Revenue NSW schedule reviewed 2026-07-09.
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Source: Revenue NSW (transfer duty schedule), reviewed 2026-07-09. Duty computed from the published marginal bracket table — “per $100 or part thereof” rounding is not applied (adds at most a few dollars); results are estimates. FHBAS: nil duty ≤$800k, concessional $800,001–$1,000,000; new and established homes treated the same since 1 Jul 2023.